:root {
      --primary: #1A2BC3;
      --primary-dark: #1625a5;
      --secondary: #F8F9FA;
      --text: #1A1A1A;
      --text-light: #707070;
      --light-grey: #F5F6F8;
      --white: #ffffff;
      --gradient-1: linear-gradient(135deg, #1A2BC3 0%, #3d4ed8 100%);
      --gradient-2: linear-gradient(135deg, rgba(26, 43, 195, 0.05) 0%, rgba(61, 78, 216, 0.05) 100%);
      --shadow-sm: 0 2px 8px rgba(0, 0, 0, 0.04);
      --shadow-md: 0 4px 16px rgba(0, 0, 0, 0.08);
      --shadow-lg: 0 8px 32px rgba(0, 0, 0, 0.12);
      --shadow-xl: 0 16px 48px rgba(0, 0, 0, 0.15);
    }

    * {
      margin: 0;
      padding: 0;
      box-sizing: border-box;
    }

    body {
      font-family: 'Roboto', sans-serif;
      background: var(--secondary);
      overflow-x: hidden;
    }

    .button {
      display: inline-flex;
      align-items: center;
      gap: 8px;
      padding: 14px 32px;
      border: none;
      border-radius: 50px;
      font-family: 'Montserrat', sans-serif;
      font-weight: 600;
      font-size: 15px;
      text-decoration: none;
      text-align: center;
      cursor: pointer;
      transition: all 0.4s cubic-bezier(0.4, 0, 0.2, 1);
      position: relative;
      overflow: hidden;
    }

    .button::before {
      content: '';
      position: absolute;
      top: 50%;
      left: 50%;
      width: 0;
      height: 0;
      border-radius: 50%;
      background: rgba(255, 255, 255, 0.2);
      transform: translate(-50%, -50%);
      transition: width 0.6s, height 0.6s;
    }

    .button:hover::before {
      width: 300px;
      height: 300px;
    }

    .primary-button {
      background: var(--gradient-1);
      color: white;
      box-shadow: 0 4px 20px rgba(26, 43, 195, 0.3);
    }

    .primary-button:hover {
      transform: translateY(-3px);
      box-shadow: 0 8px 30px rgba(26, 43, 195, 0.4);
    }

    .primary-button:active {
      transform: translateY(-1px);
    }

    #refund-hero-section {
      width: 100%;
      background: var(--gradient-1);
      position: relative;
      overflow: hidden;
      margin-top: 70px;
    }

    #refund-hero-section::before {
      content: '';
      position: absolute;
      top: -50%;
      right: -10%;
      width: 600px;
      height: 600px;
      background: radial-gradient(circle, rgba(255, 255, 255, 0.1) 0%, transparent 70%);
      border-radius: 50%;
      animation: float 20s ease-in-out infinite;
    }

    #refund-hero-section::after {
      content: '';
      position: absolute;
      bottom: -30%;
      left: -5%;
      width: 400px;
      height: 400px;
      background: radial-gradient(circle, rgba(255, 255, 255, 0.08) 0%, transparent 70%);
      border-radius: 50%;
      animation: float 15s ease-in-out infinite reverse;
    }

    @keyframes float {
      0%, 100% { transform: translate(0, 0) rotate(0deg); }
      33% { transform: translate(30px, -30px) rotate(120deg); }
      66% { transform: translate(-20px, 20px) rotate(240deg); }
    }

    #refund-hero-container {
      display: flex;
      flex-direction: column;
      max-width: 1100px;
      margin: 0 auto;
      gap: 20px;
      padding: 60px 20px;
      position: relative;
      z-index: 1;
    }

    .hero-heading {
      color: var(--white);
      font-family: 'Montserrat', sans-serif;
      font-weight: 800;
      font-size: 32px;
      margin-bottom: 12px;
      line-height: 1.2;
      letter-spacing: -0.5px;
      animation: fadeInUp 0.8s ease-out;
    }

    .hero-sub-text {
      color: rgba(255, 255, 255, 0.95);
      font-family: 'Roboto', sans-serif;
      font-weight: 400;
      font-size: 15px;
      line-height: 1.7;
      animation: fadeInUp 0.8s ease-out 0.2s backwards;
    }

    .last-updated {
      display: inline-flex;
      align-items: center;
      gap: 8px;
      color: rgba(255, 255, 255, 0.9);
      background: rgba(255, 255, 255, 0.15);
      backdrop-filter: blur(10px);
      font-family: 'Montserrat', sans-serif;
      font-weight: 600;
      font-size: 13px;
      padding: 10px 20px;
      border-radius: 50px;
      margin-top: 8px;
      width: fit-content;
      animation: fadeInUp 0.8s ease-out 0.4s backwards;
    }

    @keyframes fadeInUp {
      from {
        opacity: 0;
        transform: translateY(30px);
      }
      to {
        opacity: 1;
        transform: translateY(0);
      }
    }

    .refund-section {
      width: 100%;
      display: grid;
      position: relative;
    }

    .refund-section:nth-child(even) {
      background: var(--light-grey);
    }

    .refund-section:nth-child(odd) {
      background: var(--white);
    }

    .refund-container {
      display: flex;
      flex-direction: column;
      max-width: 1100px;
      margin: 0 auto;
      gap: 24px;
      padding: 48px 20px;
      animation: fadeIn 0.6s ease-out;
    }

    @keyframes fadeIn {
      from { opacity: 0; }
      to { opacity: 1; }
    }

    .section-heading {
      color: var(--text);
      font-family: 'Montserrat', sans-serif;
      font-weight: 700;
      font-size: 22px;
      margin-bottom: 8px;
      display: flex;
      align-items: center;
      gap: 16px;
      letter-spacing: -0.3px;
    }

    .section-icon {
      width: 48px;
      height: 48px;
      background: var(--gradient-1);
      border-radius: 16px;
      display: flex;
      align-items: center;
      justify-content: center;
      flex-shrink: 0;
      box-shadow: var(--shadow-md);
      transition: all 0.4s cubic-bezier(0.4, 0, 0.2, 1);
      position: relative;
    }

    .section-icon::before {
      content: '';
      position: absolute;
      inset: 0;
      border-radius: 16px;
      padding: 2px;
      background: linear-gradient(135deg, rgba(255, 255, 255, 0.4), rgba(255, 255, 255, 0.1));
      -webkit-mask: linear-gradient(#fff 0 0) content-box, linear-gradient(#fff 0 0);
      -webkit-mask-composite: xor;
      mask-composite: exclude;
    }

    .section-heading:hover .section-icon {
      transform: translateY(-4px) rotate(5deg);
      box-shadow: var(--shadow-lg);
    }

    .section-icon .material-symbols-outlined {
      color: white;
      font-size: 24px;
      font-variation-settings: 'FILL' 1;
    }

    .section-text {
      color: var(--text-light);
      font-family: 'Roboto', sans-serif;
      font-weight: 400;
      font-size: 15px;
      line-height: 1.8;
      margin-bottom: 16px;
    }

    .info-list {
      list-style: none;
      padding: 0;
      display: grid;
      gap: 12px;
    }

    .info-list li {
      color: var(--text-light);
      font-family: 'Roboto', sans-serif;
      font-weight: 400;
      font-size: 15px;
      line-height: 1.7;
      padding: 12px 16px 12px 52px;
      position: relative;
      background: var(--gradient-2);
      border-radius: 12px;
      transition: all 0.3s ease;
    }

    .info-list li:hover {
      transform: translateX(4px);
      background: rgba(26, 43, 195, 0.08);
    }

    .info-list li::before {
      content: '';
      position: absolute;
      left: 16px;
      top: 50%;
      transform: translateY(-50%);
      width: 24px;
      height: 24px;
      background: var(--gradient-1);
      border-radius: 8px;
      display: flex;
      align-items: center;
      justify-content: center;
    }

    .info-list li::after {
      content: '✓';
      position: absolute;
      left: 22px;
      top: 50%;
      transform: translateY(-50%);
      color: white;
      font-size: 14px;
      font-weight: bold;
    }

    .warning-list {
      list-style: none;
      padding: 0;
      display: grid;
      gap: 12px;
    }

    .warning-list li {
      color: var(--text-light);
      font-family: 'Roboto', sans-serif;
      font-weight: 400;
      font-size: 15px;
      line-height: 1.7;
      padding: 12px 16px 12px 52px;
      position: relative;
      background: linear-gradient(135deg, rgba(220, 38, 38, 0.05) 0%, rgba(239, 68, 68, 0.05) 100%);
      border-radius: 12px;
      transition: all 0.3s ease;
    }

    .warning-list li:hover {
      transform: translateX(4px);
      background: rgba(220, 38, 38, 0.08);
    }

    .warning-list li::before {
      content: '';
      position: absolute;
      left: 16px;
      top: 50%;
      transform: translateY(-50%);
      width: 24px;
      height: 24px;
      background: linear-gradient(135deg, #dc2626 0%, #ef4444 100%);
      border-radius: 8px;
    }

    .warning-list li::after {
      content: '✕';
      position: absolute;
      left: 22px;
      top: 50%;
      transform: translateY(-50%);
      color: white;
      font-size: 14px;
      font-weight: bold;
    }

    .highlight-box {
      background: rgba(255, 255, 255, 0.9);
      backdrop-filter: blur(20px);
      border-radius: 20px;
      padding: 28px;
      border: 1px solid rgba(26, 43, 195, 0.1);
      box-shadow: var(--shadow-md);
      margin: 24px 0;
      position: relative;
      overflow: hidden;
      transition: all 0.4s ease;
    }

    .highlight-box::before {
      content: '';
      position: absolute;
      top: 0;
      left: 0;
      right: 0;
      height: 4px;
      background: var(--gradient-1);
    }

    .highlight-box:hover {
      transform: translateY(-2px);
      box-shadow: var(--shadow-lg);
      border-color: rgba(26, 43, 195, 0.2);
    }

    .highlight-box strong {
      color: var(--primary);
      font-weight: 600;
    }

    .success-box {
      background: rgba(220, 252, 231, 0.5);
      backdrop-filter: blur(20px);
      border-radius: 20px;
      padding: 28px;
      border: 1px solid rgba(34, 197, 94, 0.3);
      box-shadow: var(--shadow-md);
      margin: 24px 0;
      position: relative;
      overflow: hidden;
      transition: all 0.4s ease;
    }

    .success-box::before {
      content: '';
      position: absolute;
      top: 0;
      left: 0;
      right: 0;
      height: 4px;
      background: linear-gradient(135deg, #16a34a 0%, #22c55e 100%);
    }

    .success-box:hover {
      transform: translateY(-2px);
      box-shadow: var(--shadow-lg);
    }

    .warning-box {
      background: rgba(254, 243, 199, 0.5);
      backdrop-filter: blur(20px);
      border-radius: 20px;
      padding: 28px;
      border: 1px solid rgba(251, 191, 36, 0.3);
      box-shadow: var(--shadow-md);
      margin: 24px 0;
      position: relative;
      overflow: hidden;
      transition: all 0.4s ease;
    }

    .warning-box::before {
      content: '';
      position: absolute;
      top: 0;
      left: 0;
      right: 0;
      height: 4px;
      background: linear-gradient(135deg, #f59e0b 0%, #fbbf24 100%);
    }

    .warning-box:hover {
      transform: translateY(-2px);
      box-shadow: var(--shadow-lg);
    }

    #contact-section {
      width: 100%;
      background: var(--light-grey);
      position: relative;
      overflow: hidden;
    }

    #contact-section::before {
      content: '';
      position: absolute;
      top: -50%;
      left: -10%;
      width: 500px;
      height: 500px;
      background: radial-gradient(circle, rgba(26, 43, 195, 0.03) 0%, transparent 70%);
      border-radius: 50%;
    }

    #contact-container {
      display: flex;
      flex-direction: column;
      max-width: 1100px;
      margin: 0 auto;
      gap: 24px;
      padding: 60px 20px;
      text-align: center;
      position: relative;
      z-index: 1;
    }

    .contact-heading {
      color: var(--text);
      font-family: 'Montserrat', sans-serif;
      font-weight: 700;
      font-size: 28px;
      margin-bottom: 12px;
      letter-spacing: -0.5px;
    }

    .contact-text {
      color: var(--text-light);
      font-family: 'Roboto', sans-serif;
      font-weight: 400;
      font-size: 15px;
      line-height: 1.7;
      margin-bottom: 16px;
    }

    .contact-email {
      color: var(--primary);
      text-decoration: none;
      font-weight: 600;
      position: relative;
      transition: all 0.3s ease;
    }

    .contact-email::after {
      content: '';
      position: absolute;
      bottom: -2px;
      left: 0;
      width: 100%;
      height: 2px;
      background: var(--gradient-1);
      transform: scaleX(0);
      transform-origin: right;
      transition: transform 0.3s ease;
    }

    .contact-email:hover::after {
      transform: scaleX(1);
      transform-origin: left;
    }

    .contact-email:hover {
      color: var(--primary-dark);
    }

    .contact-info {
      display: flex;
      flex-direction: column;
      gap: 16px;
      margin-top: 24px;
      background: var(--white);
      padding: 32px;
      border-radius: 24px;
      box-shadow: var(--shadow-md);
    }

    .contact-item {
      display: flex;
      flex-direction: column;
      gap: 8px;
      align-items: center;
    }

    .contact-label {
      color: var(--text-light);
      font-size: 14px;
      font-weight: 500;
    }

    @media (min-width: 768px) {
      #refund-hero-section {
        margin-top: 80px;
      }

      #refund-hero-container {
        padding: 80px 44px;
      }

      .hero-heading {
        font-size: 42px;
        margin-bottom: 16px;
      }

      .hero-sub-text {
        font-size: 17px;
      }

      .last-updated {
        font-size: 14px;
        padding: 12px 24px;
      }

      .refund-container,
      #contact-container {
        padding: 60px 44px;
      }

      .section-heading {
        font-size: 26px;
      }

      .section-icon {
        width: 56px;
        height: 56px;
        border-radius: 18px;
      }

      .section-icon .material-symbols-outlined {
        font-size: 28px;
      }

      .section-text {
        font-size: 16px;
      }

      .info-list li,
      .warning-list li {
        font-size: 16px;
        padding: 14px 18px 14px 56px;
      }

      .contact-heading {
        font-size: 34px;
      }

      .contact-text {
        font-size: 17px;
      }

      .contact-info {
        flex-direction: row;
        justify-content: center;
        gap: 40px;
      }
    }

    @media (min-width: 1024px) {
      #refund-hero-container {
        padding: 100px 0;
      }

      .hero-heading {
        font-size: 56px;
        margin-bottom: 20px;
      }

      .hero-sub-text {
        font-size: 19px;
        max-width: 900px;
      }

      .last-updated {
        font-size: 15px;
        padding: 14px 28px;
      }

      .refund-container,
      #contact-container {
        padding: 80px 0;
      }

      .section-heading {
        font-size: 32px;
        gap: 20px;
      }

      .section-icon {
        width: 64px;
        height: 64px;
        border-radius: 20px;
      }

      .section-icon .material-symbols-outlined {
        font-size: 32px;
      }

      .section-text {
        font-size: 17px;
      }

      .info-list,
      .warning-list {
        gap: 16px;
      }

      .info-list li,
      .warning-list li {
        font-size: 16px;
        padding: 16px 20px 16px 60px;
      }

      .highlight-box,
      .warning-box,
      .success-box {
        padding: 36px;
      }

      .contact-heading {
        font-size: 40px;
      }

      .contact-text {
        font-size: 18px;
        max-width: 800px;
        margin-left: auto;
        margin-right: auto;
      }

      .contact-info {
        padding: 40px;
        gap: 60px;
      }
    }

    html {
      scroll-behavior: smooth;
    }

    .button:focus,
    .contact-email:focus {
      outline: 3px solid rgba(26, 43, 195, 0.4);
      outline-offset: 4px;
    }